The Advisor Playbook

As retirement gets closer, the question isn't just how much you've saved, it's how that money will be taxed when you need it. Roth conversions are one way to build tax diversification into your plan, giving you more flexibility later when required minimum distributions and shifting tax brackets can affect your income. Your free guide, Roth Conversions for Pre-Retirees, breaks down the basics in plain language: what a Roth conversion is, why timing matters, and the tradeoffs worth thinking through before making any moves. There's no pressure here, just information to help you understand your options.